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Scott Stephens, DDS
A Great Dentist

Financing Options

We proudly offer CareCredit and Lending Club as a financing option for patients wishing to break down payments over time. CareCredit offers interest-free and long-term financing options. To learn more or to apply online, visit Lending Club or CareCredit. Call our Fayetteville, AR office with any further questions about financing your oral care!

 

Frequently Asked Questions

Dental Insurance Pikesville MDDental insurance provides partial coverage for some procedures in dentistry, depending upon your particular plan. With thousands of dental plans, it is impossible to guess what your coverage might be. If you have questions, you can contact our office and one of our helpful team members will go over your coverage with you. 

Unlike medical insurance, dental insurance is not a catch-all when it comes to covering your dental needs. In fact, maximums for dental insurance have not changed much since the 1970s despite the rising costs of dentistry, which are primarily due to increasing overhead.

When you look at dental insurance, it is helpful to think of it as a way to subsidize some of your treatment. For example, many dental plans cover some preventive appointments, but only a portion of restorative dentistry. The dental coverage you have depends upon the contract your employer or private plan arranged with the insurance company.

Even if your insurance company does not cover a procedure, it does not mean that it is not necessary. In fact, dental insurance is covering less than ever and costs more than ever. If you need a dental procedure that is not covered by your insurance company, we offer financing to make your treatment more affordable. If you ever have questions about your insurance coverage, out-of-pocket expenses, or your treatment plan, please give us a call.

Dental Insurance Pikesville MDFitting your necessary dental care into your budget is important and we understand that maximizing your insurance is a priority. We work with our patients toward good oral health, maximizing your benefits whenever possible. We will always be honest with you and place your health as our number one priority. After all, we cannot leave your health up to an insurance company!

Dr. Scott Stephens will give you a variety of treatment options and allow you to choose the one that will work best for you and support your lifestyle. 

We are currently in-network providers for:

  • Delta Dental
  • Blue Cross/Blue Shield
  • United Concordia
  • Guardian
  • Cigna
  • Connection Dental (Includes MetLife, United Healthcare, GEHA, and Principal Life)

If you do not have dental insurance, that’s ok, too. We are committed to making your dental care easy. That is why we offer third-party financing through CareCredit. CareCredit offers both interest-free and long-term financing plans to make getting the care you want easy. 

To learn more about CareCredit or to apply online, visit www.carecredit.com

If you ever have questions about your particular plan or coverage, please call our office. Our helpful team can answer your questions regarding the cost of your treatment, insurance coverage, out-of-pocket expenses, and financing options.

If you have difficulty using our website, please email us or call us at (479) 442-3915
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ATTENTION: We are OPENING!
Mandated by the Arkansas state government, our office is allowed to reopen for non-emergent procedures starting May 18th!

Our Patient Care Coordinators are contacting patients starting May 11th to begin the rescheduling process. Please be aware that our office has a 2 month backlog of appointments and we ask all our patients to be accommodating and understanding as we work through this uncharted territory together.

Please be sure to fill out your Pre-Appointment Questionnaire at least ONE day prior to your appointment. If you are unable to, no worries, a member of our staff will contact you the day before your scheduled appointment to ask the questions!

Please check out our COVID-19 tab to see what our office is doing to ensure the safety of our patients and staff.

We look forward to seeing you all, thank you!